Deductible - A deductible is the amount that must be paid by the insured out-of-pocket each year before any benefits will be paid by the plan.

Deductible Carry Over Credit - Charges applied to the deductible for services during the last 3 months of a calendar year which may be used to satisfy the following year’s deductible.

Dental insurance - A plan that includes benefits for oral diagnostic and preventative services and usually orthodontics, oral surgery, and periodontics.

Dependent - A covered person who relies on another person for support or obtains health coverage through a spouse, parent or grandparent who is the covered person under a plan.