Effective Date - The date insurance coverage begins.

Eligible Dependent - A dependent of a covered person (spouse, child, or other dependent) who meets all requirements specified in the contract to qualify for coverage and for who premium payment is made.

Eligible Expenses - The lower of the reasonable and customary charges or the agreed upon health services fee for health services and supplies covered under a health plan.

Employee Choice program - An Assurant Health plan that allows employers to select up to four plans with variable features to meet different needs.

Explanation of Benefits (EOB) - The statement sent to an insured by their health insurance company listing services provided, amount billed, eligible expenses and payment made by the health insurance company.