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home > learn from others > a jewel of an insurance option
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A Shining Example of Cutting Edge Health Care
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The high cost of insurance benefits are impacting, even threatening, small businesses today more than ever before. But offering a competitive benefits package is crucial to hiring and retaining the best employees. Because of this, small business owners are facing a health-care crisis. But there is a clear path to the future of providing health care for your employees: qualified high-deductible health plans coupled with Health Savings Accounts.
Mark Moeller, owner and president of R. F. Moeller Jeweler, Inc. — and an Assurant Health customer — saw the health care costs for his company’s 23 employees rise by as much as 50% in two years. And, yet, he fully understands that employees are the backbone of his business. “If I don’t have good, solid sales associates, back room help, and shop help, I can’t operate a business. Offering them benefits that are competitive or better than my competitors’ benefits is really something that we focus on.”
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20th Century Concepts, 21st Century Health Care
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From 1968 to 1998, health care spending has risen by almost $1 trillion dollars due to an aging population, increased use, defensive medicine, medical research, and advances in technology. Why not do for health care what we have done for every other market: shopping and making informed decisions about the providers of health care at the consumer level.
It seems ironic that we are just now talking about bringing the historic concepts of capitalism and competition to health care when they have been so successful in every other sector of our national economy for hundreds of years. This idea is the essence of the a consumer choice health plan such as Assurant Health’s Consumer Choice health insurance product. “Consumer Choice products are a great way to look at tailoring a plan for your specific business,” says Mr. Moeller. |
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This Assurant Health customer stays competitive in business and retains the best people by offering attractive and affordable benefits. |
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