Consumer Choice gives employees more options and takes the decision-making process out of the hands of the insurance companies and managed care organizations. And, because the first money spent is not covered by the insurance plan, employees, their family, and their doctor will discuss all options and make a decision that is in the best health and financial interests of the employee. Consumers are more engaged in the process and will finally learn what their health care options really cost. The health care purchase decision will be made just like all other purchase decisions are made by the employee.
This type of competitive pressure on medical costs is what has been lacking in the health care industry and how you can be part of the solution.
“I sat down with my employees, we put a plan together, they bought into the plan, their premium rates went down substantially, as did ours, so it was a real win-win situation,” Mark Moeller recounts.
Employees can make their own decisions, can profit when they avoid waste and inefficiency, and save money. When employees economize on health care, they are the beneficiaries of that economizing.
“My employees are much more in tune with health care costs,” adds Mr. Moeller. “Our Assurant Health agent came to us with a whole list of things to review and talk about and helped us look at different scenarios. I have no regrets of switching R. F. Moeller Jeweler to a Consumer Choice health insurance plan.”