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home > manage your costs > consumer choice health plans > understanding consumer choice health plans
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Lower Your Health Care Costs Now and Build Savings for the Future
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Running a small business is a balancing act. You worry about work/life balance, pore over balance sheets, and try as hard as you can to merely maintain a balance in your bank account. Surely, balancing the need to provide your employees with health insurance while keeping the costs down is one of the trickiest. A Consumer Choice health plan provides significant premium savings yet protects your employees from financial hardship in case of a serious illness or injury.
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Premium Savings for You and Your Employees
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Combining a high deductible health plan with a Health Savings Account (HSA) or Health Reimbursement Arrangement (HRA) is a smart way to balance benefit, cost, and protection. You can realize as much as 25% savings on your premium costs, while your employees will get peace of mind by funding an HSA to pay for current and future qualified medical expenses. Use the premium savings gained by switching from an expensive, low deductible plan to an economical high deductible Health Reimbursement Arrangement (HRA) plan to reimburse your employee for a portion of their deductible.
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For savings AND peace of mind, combine a qualified high deductible health plan with an HSA or HRA to balance benefit, cost, and protection. |
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