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home > manage your costs > unhealthy choices > understanding unhealthy choices
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Choose a Plan that Helps People Kick the Habit |
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Surprisingly, tobacco dependence treatment is more cost-effective than many common treatments routinely covered by most health plans. Simply put, you will likely save more time and money by encouraging your employees to stop smoking than by encouraging such life-saving wellness options as colon cancer screening, mammography, pap tests, and prescription drug treatments for hypertension and high cholesterol .
While you may choose to impose a non-smoking policy inside your office, or limit smoking to a particular room in your building, how do you encourage someone to stop smoking outside of the workplace? Offer a qualified high deductible health plan associated with a Health Savings Account (HSA). Your employees can then spend their tax-free HSA dollars on physician-prescribed smoking cessation treatments or FDA-approved medications for treatment of tobacco addiction.
Assurant Health offers HSA plans as well as another option that will help reduce your health insurance premium. Healthy Edge is designed for relatively healthy groups who typically don’t use most of the benefits they pay for and encourages your employees and their families to stay healthy by covering routine annual physicals, immunizations, and well-child care benefits. Once you have a group of healthy, non-smoking employees, this affordable health plan could be an option for you. |
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Smoking in the workplace costs money, time, and lives. But, you can reduce the risk to your employees and the impact of smoking on your business. |
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