Choose the Plan with the benefits You Want
With Assurant Health’s low cost plans, you have options for health coverage — from basic to more enhanced benefits. Plus your employees can have first dollar benefits if you choose the Set Amount benefit plan. Both PPO and traditional plans are available.
You get access to Provider and Hospital networks with discounts of up to 60%. Also, Wellness Services are available, for preventive screening, routine annual physical exam, immunizations, mammograms, and lab/x-ray.
Designed for relatively healthy groups who typically don’t use most of the benefits they pay for, low cost plans encourage your employees and their families to stay healthy by covering routine annual physicals, immunizations, and well-child care benefits.
It also provides you with the flexibility to expand coverage with optional medical benefits such as an outpatient prescription drug copay plan and first-dollar supplemental accident coverage. You can even offer employees a choice of plans through the Employee Choice Program.
Essential Components of Health Insurance
A low cost plan provides essential elements of health insurance
· Optional Outpatient Prescription Drug Card Program
· Access to Provider and Hospital Networks with discounts of up to 60%.
· Wellness Services for office visits for preventive screening, routine annual physical exam, immunizations, mammograms and lab/x-ray.
· Inpatient Services (subject to deductible and coinsurance).
· Inpatient Rehabilitation (subject to deductible and coinsurance, limited to $5,000 per calendar year).
Emergency Room Services (subject to an access fee, access fee will be waived if admitted).
Valuable Optional Benefits are Also Available
Assurant Health’s low cost plans provide you with the flexibility to expand coverage with optional medical benefits to meet your group’s specific needs. For example, to the basic plan, you can add, Supplemental Life Insurance, Short Term Disability, and even Dental Insurance.
Employee Choice
As with all of Assurant Heath’s plans, you can also apply the Employee Choice options to your low cost plan. Employee Choice is a program which allows you to select up to four plans with variable features to meet different employee needs. This program is well-suited for employers with different levels of employees or those with employees who live outside the area serviced by the primary PPO. The features which you can vary are:
· Deductibles
· Out-of-pocket limits
· Plan types
· PPO networks
· Health Savings Account
Health Reimbursement Arrangement
Stay Competitive and Protect Your Employees
With a low cost plan from Assurant Health your employees get solid, reliable health insurance and you get more affordable premiums. Contact Assurant to discuss how you can benefit from a plan today.